All you need to know about setting up an SMSF

  A Self-Managed Super Fund (SMSF) can give you transparency, greater control, and autonomy over your investment choices.  Greater control over your retirement decisions, and transparency of knowing where your money is invested.  The investment choices through an SMSF are endless and the ability to make your own investment choices adds certain freedom that may…

Is there still a place for borrowing in SMSFs?

With the Royal Commission putting superannuation arrangements under the microscope, as well as many of the big four banks pulling out of the SMSF borrowing market – it begs the question is borrowing in superannuation a relevant and viable strategy? The Royal Commission has shown us that borrowing rules have been too relaxed, and now,…

How much super is enough?

What’s the magic amount you need in your super account to retire comfortably? Unfortunately, this age-old question is a difficult one to answer, because it will be different for everyone. The good news is that there’s a wide range of tools available to help you calculate an amount that makes sense for your personal circumstances.…

When can you access your super?

You’ve worked hard, built up your super balance and you’re looking forward to retiring early.  To help make that happen, you need to understand when you can start drawing down your super. The government puts age and other restrictions on when you can access your super, to help ensure that you use your super savings…

CGT Transitional Provisions: What you need to know

The changes to superannuation that have come from the 2016 Federal Budget are now law.  Not since 2007 have we seen such significant changes to superannuation landscape.  With change comes opportunities.  Once such opportunity is the CGT Transitional Provisions.  These provisions allow members of SMSF’s to transfer assets out of the retirement phase back to…