A Self-Managed Super Fund (SMSF) can give you transparency, greater control, and autonomy over your investment choices. Greater control over your retirement decisions, and transparency of knowing where your money is invested. The investment choices through an SMSF are endless and the ability to make your own investment choices adds certain freedom that may…
With the Royal Commission putting superannuation arrangements under the microscope, as well as many of the big four banks pulling out of the SMSF borrowing market – it begs the question is borrowing in superannuation a relevant and viable strategy? The Royal Commission has shown us that borrowing rules have been too relaxed, and now,…
Self-Managed Super Funds (SMSFs) account for 30% of the $2.3 trillion superannuation assets in Australia. SMSF numbers have grown by 5% on average each year since 30 June 2017. With a good number of Australians electing to set up SMSFs, this begs the question, is a self-managed super fund right for you? In this…
With what feels like continuous changes to superannuation legislation, it is no wonder that navigating retirement planning can be a challenge. Fortunately, there are still concessions provided to retirees and ways to maximise your superannuation balance in the lead up to retirement. The downsizer measure, which became available 1 July 2018, allows people over the…
